What's up? ^^
But seriously, the lighting isn't done well here. It looks like she has stripes and is at the supermarket.
I'd say either increase the number of light strips and blur them more, or lessen the blur on the pier as the distance between it and Chloe (and the viewer) close. Either will make the lighting affect easier to understand at first glance.
Maybe a tad more distance on the water, as well. The bright lighting for the background is perfect.
What happened to the bottom part of her "bikini?"
Also her tail is waay to big for her body and her head is a bit oddly proportioned as well.
Overall, this is probably one of Jacl's better pieces.
In regards to her tail and head, I think that's merely artist's preference. I can see how at first glance the tail's position, shape, and size can make her figure out to be very "jabba-ish," but misleading anatomical imagery exists in real-life photography, as well.
When it comes to a drawn picture (like Chloe here), a smaller head relative to the body can give a slight sense of bulkiness or help exaggerate other key elements of the body. In this case, her breasts, thighs and overall femininity are meant to be one of several focal points. It adds a sensuality to the image. The overly-sized tail - I can only guess - is meant to exaggerate "fluffy-ness."
But that might just be looking to deep into things. I'm guessing Jackson just wanted to make a sexy picture.
Nice job as always, Jollyjack.